Below is a list of articles from the Banking and Finance magazine.
The Belgian insurance sector faces a "Protection Gap" in covering natural disasters, with insurers unable to bear cumulative risks alone. Thefefor the insurance sector pleads for an urgent collaboration between insurers and regional, federal, and European governments to maintain adequate compensation for citizens.
Financial literacy in Europe remains low, influencing individuals’ investment decisions and financial behaviour. To bridge the communication gap between financial advisers and their clients, research has shifted towards a goals-based wealth management approach.
In recent decades, two key concepts in finance have emerged: behavioural finance and the creation of investor profiles. As these two concepts are linked to investor psychology, we wanted to confirm that there was a link between the two.
The long-awaited EU AI Regulation is now final (published in June 2024). What a challenge for the EU ! Finding the right balance between fostering technological innovation and safeguarding the fundamental rights, safety, and health of human beings, is a delicate exercise.
Artificial Intelligence (AI) plays a significant role in daily life. For example, in the financial sector, it can be used for fraud detection, loan approvals, and personalized customer service. However, using AI also introduces (or exacerbates) various risks.
Financial institutions face increasing scrutiny from regulators and must also contend with sophisticated cybercriminals. AI plays a critical role in combating financial crime, especially money laundering, which threatens financial stability and societal safety.
The Financial Services and Markets Authority (FSMA) launched an online tool that provides an overview of the costs of pension products. The tool was developed following a study carried out by the FSMA at the request of the Belgian government in which it looked at the costs charged by financial institutions for their pension products.
We are on the cusp of a different world, leaving behind 40 years of ever-declining interest rates and inflation. Five defining waves will sweep through the global economy.
This paper explores financial as well as operational insurer characteristics in search of answers to the question “Why do mutuals still exist?”.
This is the opening speech given by Steven Vanackere, Vice-Governor of the National Bank of Belgium, at the Belgian Financial Forum colloquium "Closing the Insurance Protection Gap" (26 February 2024, Brussels).
The Centre for Cybersecurity Belgium (CCB), the Belgian competent authority for cybersecurity, provides a tool to increase the cybersecurity protection for companies of any size and active in any sector.
This article explores the present cyber risk environment, emphasizing the increasing difficulties encountered by businesses.
