Vous trouverez ci-dessous une liste d'articles de la revue bancaire et financière.
The long-awaited EU AI Regulation is now final (published in June 2024). What a challenge for the EU ! Finding the right balance between fostering technological innovation and safeguarding the fundamental rights, safety, and health of human beings, is a delicate exercise.
Artificial Intelligence (AI) plays a significant role in daily life. For example, in the financial sector, it can be used for fraud detection, loan approvals, and personalized customer service. However, using AI also introduces (or exacerbates) various risks.
Financial institutions face increasing scrutiny from regulators and must also contend with sophisticated cybercriminals. AI plays a critical role in combating financial crime, especially money laundering, which threatens financial stability and societal safety.
The Financial Services and Markets Authority (FSMA) launched an online tool that provides an overview of the costs of pension products. The tool was developed following a study carried out by the FSMA at the request of the Belgian government in which it looked at the costs charged by financial institutions for their pension products.
We are on the cusp of a different world, leaving behind 40 years of ever-declining interest rates and inflation. Five defining waves will sweep through the global economy.
This paper explores financial as well as operational insurer characteristics in search of answers to the question “Why do mutuals still exist?”.
This is the opening speech given by Steven Vanackere, Vice-Governor of the National Bank of Belgium, at the Belgian Financial Forum colloquium "Closing the Insurance Protection Gap" (26 February 2024, Brussels).
The Centre for Cybersecurity Belgium (CCB), the Belgian competent authority for cybersecurity, provides a tool to increase the cybersecurity protection for companies of any size and active in any sector.
This article explores the present cyber risk environment, emphasizing the increasing difficulties encountered by businesses.
Based on anonymized and aggregated transaction data from Belfius' business and individual customers, we analyzed the impact of the energy crisis on companies and households.
Comparing the interest rates paid by regulated savings accounts has become easier, thanks to the updated Comparison tool for savings accounts available on the Wikifin website.
Against the widespread aversion to estate and gift taxes, we call for a reform of these taxes that reduces wealth inequality and generates a large amount of extra tax revenues. We propose that these revenues are used to reduce labour income taxes.
