Why do mutual insurers still exist?
This paper explores financial as well as operational insurer characteristics in search of answers to the question “Why do mutuals still exist?”.
RBF digital
Below is a list of articles from the Banking and Finance magazine.
Closing the Insurance Protection Gap
This is the opening speech given by Steven Vanackere, Vice-Governor of the National Bank of Belgium, at the Belgian Financial Forum colloquium "Closing the Insurance Protection Gap" (26 February 2024, Brussels).
CyberFundamentals, a tool to reduce the cyber protection gap
The Centre for Cybersecurity Belgium (CCB), the Belgian competent authority for cybersecurity, provides a tool to increase the cybersecurity protection for companies of any size and active in any sector.
Bridging the Gap: Cyber Risks and Insurance Solutions
This article explores the present cyber risk environment, emphasizing the increasing difficulties encountered by businesses.
Energiecrisis bij de gezinnen en bedrijven
Based on anonymized and aggregated transaction data from Belfius' business and individual customers, we analyzed the impact of the energy crisis on companies and households.
Des comptes d’épargne plus faciles à comparer grâce à la FSMA
Comparing the interest rates paid by regulated savings accounts has become easier, thanks to the updated Comparison tool for savings accounts available on the Wikifin website.
Het potentieel van de schenk- en erfbelasting
Against the widespread aversion to estate and gift taxes, we call for a reform of these taxes that reduces wealth inequality and generates a large amount of extra tax revenues. We propose that these revenues are used to reduce labour income taxes.
Twenty-five years of the euro: How the introduction of the single currency changed the conduct of monetary policy and payment and securities settlement systems in the euro area
The “test” Belgium had to pass to be admitted to the monetary union with a single currency included conditions related to the exchange and interest rates applicable to the Belgian franc (BEF) in the years prior to the creation of the euro.
Febelfin - Mémorandum polititque 2024: Le secteur financier, un partenaire pour l’avenir
More than ever, the public and private sectors must work together for a sustainable future. In this memorandum, Febelfin puts forward a number of proposals for concrete and necessary cooperation between the Belgian financial sector and the various levels of government in Belgium.
Assuralia - Politiek Memorandum 2024: Closing the protection gap
With the elections approaching, Assuralia, the Belgian federation of insurance companies, presents its political memorandum. It focuses on five major social evolutions in the context of which the insurance sector can make a contribution in the interest of citizens
PensioPlus - Politiek Memorandum 2024: Samen sterker voor betere pensioenen
As the spokesperson of the Belgian pension funds, PensioPlus aims to act, taking responsibility and actively participating in the pension debate. PensioPlus calls for action on several fronts and proposes a number of concrete measures.
Medewerkers aan zet. Hoe bouw je aan de fundamenten van een ideale werkplek?
How to turn a financial institution into a Best Workplace? A successful strategy that connects all employees, a management that gives priority to coaching and buy-in for change, and an open dialogue on motivation, employability and personal growth. These are some factors that made the difference at Bank Van Breda.