Regulators increasingly rely on supervisory technologies to enhance bank supervision, yet their potential to discipline risky bank behaviour remains unclear. Using unique data from the Central Bank of Brazil, this article shows that after a ‘SupTech’ event, banks disclose inconsistencies in their risk reporting and tighten credit to less creditworthy firms, effectively reducing risk-taking.
This short piece describes the answers given during the Q&A regarding the 2024 NBB-Financial Stability Report (Brussels, 22 May 2024) . It discusses the importance of a bank’s balance sheet as well as competition and taxation in interpreting the transmission of monetary policy to lending and deposit rates. It also briefly touches upon recent academic insights regarding how ESG impacts on bank lending policies.
This article is based on the interventions of Jean Hilgers (National Bank…
COVID-19 puts firms under severe strain in countries where the pandemic continues…
How Banks and Financial Technology Are Reshaping Financial Markets.
Covid-19 has hit health systems and economies all over the world. To…
