Towards a digital euro: a step further into the digital area?

In October 2020, the Eurosystem central banks published their report on a digital euro. The analyses focus on an electronic form of central bank money that is available for all citizens and companies to make their daily payments. This article aims to discuss the possible future scenarios in which a digital euro would be a viable option to achieve the central banks objectives (fostering price stability, encouraging financial stability, and guaranteeing safe and efficient payment systems) and elaborates on the guiding principles set out by the Eurosystem central banks.