European Payments Initiative EPI is a significant pillar of digital sovereignty in retail payments
The European Payments Initiative EPI is intended to counter the dominance of global card networks and Big Tech companies with an independent European retail payment solution. With the support of the European institutions, European banks and payment service providers are developing the infrastructure for payment transactions. EPI is part of a set of initiatives including the digital euro and the GAIA-X European cloud. Together, they stand for Europe's move towards digital independence and sovereignty.
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